Avatar Property

A Florida-domiciled property insurer providing homeowners coverage in Florida. Avatar focuses on residential property insurance and distributes through independent agents.

Headquarters

Tampa, Florida

Claims phone

Check carrier website for current claims number

Xactimate

Uses Xactimate for estimates

What Avatar Property is known for

  • Florida residential property insurer
  • Independent agent distribution
  • Florida market specialist

Filing a claim with Avatar Property

Practical tips for restoration professionals working Avatar Property claims.

Avatar is a Florida-focused carrier. Their adjusters are experienced with hurricane and storm damage claims.

Submit Xactimate estimates with Florida-specific pricing and code requirements.

Document all damage with photos, measurements, and dates.

Follow up on supplements consistently.

Working with Avatar Property in Xactimate

Avatar Property adjusters write their property damage estimates in Xactimate. When you receive their scope, you can import it into Xactimate and run a line-by-line comparison against your own estimate. Focus on missing line items, incorrect quantities, outdated pricing, and omitted code upgrades. If you start with a PDF estimate from Avatar Property, CapOut can convert it to an ESX file so you can load it directly into Xactimate for comparison.

Common deductible types

Percentage-based hurricaneFlat dollar non-hurricane

Frequently asked questions

Avatar Property provides homeowners coverage in the state of Florida through independent agents.

Visit avatarins.com for current claims contact information, or contact your independent agent.

Yes. Avatar Property adjusters use Xactimate for property damage estimates.

Convert your Avatar Property PDF to ESX

Upload a PDF estimate from Avatar Property. CapOut processes it and sends it directly to your Xactimate account.

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