Insurance Carrier Directory
50 carriers with claims contacts, Xactimate details, and practical tips for restoration professionals.
Allstate
XactimateNorthbrook, Illinois
Second-largest personal lines insurerHeavy investment in digital claims tools
American Family
XactimateMadison, Wisconsin
Strong Midwest regional presenceMutual company structure
American Integrity
XactimateTampa, Florida
One of Florida's largest residential property insurersIndependent agent and MGA distribution
Amica
XactimateLincoln, Rhode Island
Oldest mutual auto insurer in the U.S.Consistently top-rated for customer satisfaction
ASI
XactimateSt. Petersburg, Florida
Progressive Corporation subsidiaryMulti-state homeowners insurer
Auto-Owners
XactimateLansing, Michigan
Super-regional carrier in 26 statesExcellent financial strength ratings
Avatar Property
XactimateTampa, Florida
Florida residential property insurerIndependent agent distribution
Bankers Insurance
XactimateSt. Petersburg, Florida
Florida-based insurance groupHomeowners and commercial property focus
Chubb
XactimateZurich, Switzerland (U.S. operations in Whitehouse Station, New Jersey)
Specialty high-value/luxury homeowners insuranceGuaranteed replacement cost coverage
Cincinnati Financial
XactimateFairfield, Ohio
Strong independent agent relationshipsConsistent underwriting discipline
Citizens Property
XactimateTallahassee, Florida
Florida's insurer of last resortOne of the largest Florida property insurers
COUNTRY Financial
XactimateBloomington, Illinois
Strong agricultural and rural rootsMidwest and western state focus
CSAA (AAA)
XactimateWalnut Creek, California
AAA insurance affiliateWestern U.S. focus
Erie
XactimateErie, Pennsylvania
Regional carrier across 12 states and D.C.High customer satisfaction ratings
Farmers
XactimateWoodland Hills, California
Strong presence in western statesExclusive agent distribution model
FedNat
XactimateSunrise, Florida
Florida-based property insurerHas experienced financial challenges
Florida Peninsula
XactimateTampa, Florida
HCI Group subsidiaryFlorida-only homeowners insurer
Grange
XactimateColumbus, Ohio
Regional carrier with Ohio rootsIndependent agent distribution
HCI Group
XactimateTampa, Florida
Parent company of TypTap InsuranceTechnology-driven approach
Heritage Insurance
XactimateClearwater, Florida
Florida-focused property insurerOperates in catastrophe-exposed markets
Hippo
Austin, Texas
Smart home integration and proactive monitoringTechnology-driven underwriting
Homeowners Choice
XactimateTampa, Florida
Part of HCI GroupFlorida residential property focus
Lemonade
New York, New York
AI-powered underwriting and claimsGiveback program donating unclaimed premiums
Liberty Mutual
XactimateBoston, Massachusetts
Top-five homeowners insurer nationallyOwns Safeco (independent agent channel)
Lighthouse Property
XactimateBoca Raton, Florida
Florida-focused property insurerIndependent agent distribution
MetLife
XactimateNew York, New York
Global financial services companyHome/auto business now through Farmers/Zurich
Monarch National
XactimateClearwater, Florida
Florida-domiciled property insurerResidential property focus
Nationwide
XactimateColumbus, Ohio
Fortune 100 mutual companyStrong Midwest and East Coast presence
Olympus Insurance
XactimateClearwater, Florida
Florida residential property focusCitizens depopulation participant
Openly
XactimateBoston, Massachusetts
Technology-driven homeowners insuranceIndependent agent exclusive distribution
People's Trust
XactimateDeerfield Beach, Florida
Managed repair model with in-house contractorsFlorida-only homeowners insurer
Plymouth Rock
XactimateWoodbridge, New Jersey
Northeast regional focusNew Jersey, New York, Massachusetts markets
Prepared Insurance
XactimateTampa, Florida
Florida residential property insurerIndependent agent distribution
Progressive
XactimateMayfield Village, Ohio
Primarily known for auto insuranceHomeowners offered through partner carriers
Root
Columbus, Ohio
Primarily auto insurance focusedTelematics and data-driven pricing
Safeco
XactimateBoston, Massachusetts (parent company)
Liberty Mutual subsidiarySold exclusively through independent agents
SageSure
XactimateJersey City, New Jersey
Managing general underwriter modelMulti-state catastrophe-exposed market focus
Security First
XactimateOrmond Beach, Florida
Florida-only homeowners insurerTechnology-driven claims process
Shelter
XactimateColumbia, Missouri
Regional carrier in 21 statesExclusive agent model
Southern Oak
XactimateClearwater, Florida
Florida-only homeowners insurerIndependent agent distribution
State Farm
XactimateBloomington, Illinois
Largest homeowners insurer by market shareCaptive agent model with local offices
The Hartford
XactimateHartford, Connecticut
AARP partnership for homeowners insuranceStrong in the 50-plus demographic
Tower Hill
XactimateGainesville, Florida
Florida-based property insurance groupIndependent agent distribution
Travelers
XactimateHartford, Connecticut
Dow Jones component with strong financial ratingsSold exclusively through independent agents
TypTap
XactimateTampa, Florida
AI-driven underwriting and claimsHCI Group subsidiary
Universal Insurance
XactimateFort Lauderdale, Florida
Major Florida homeowners insurerPublicly traded on NYSE
USAA
XactimateSan Antonio, Texas
Serves military families exclusivelyConsistently top-rated for claims satisfaction
Wawanesa
XactimateWinnipeg, Manitoba, Canada (U.S. operations in San Diego, California)
Canadian mutual insurer with U.S. presenceStrong in California and Oregon
West Bend
XactimateWest Bend, Wisconsin
Upper Midwest regional carrierStrong independent agent relationships
Westfield
XactimateWestfield Center, Ohio
Regional mutual with community focusStrong independent agent network
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