Insurance Carrier Directory

50 carriers with claims contacts, Xactimate details, and practical tips for restoration professionals.

Allstate

Xactimate
Northbrook, Illinois
Second-largest personal lines insurerHeavy investment in digital claims tools

American Family

Xactimate
Madison, Wisconsin
Strong Midwest regional presenceMutual company structure

American Integrity

Xactimate
Tampa, Florida
One of Florida's largest residential property insurersIndependent agent and MGA distribution

Amica

Xactimate
Lincoln, Rhode Island
Oldest mutual auto insurer in the U.S.Consistently top-rated for customer satisfaction

ASI

Xactimate
St. Petersburg, Florida
Progressive Corporation subsidiaryMulti-state homeowners insurer

Auto-Owners

Xactimate
Lansing, Michigan
Super-regional carrier in 26 statesExcellent financial strength ratings

Avatar Property

Xactimate
Tampa, Florida
Florida residential property insurerIndependent agent distribution

Bankers Insurance

Xactimate
St. Petersburg, Florida
Florida-based insurance groupHomeowners and commercial property focus

Chubb

Xactimate
Zurich, Switzerland (U.S. operations in Whitehouse Station, New Jersey)
Specialty high-value/luxury homeowners insuranceGuaranteed replacement cost coverage

Cincinnati Financial

Xactimate
Fairfield, Ohio
Strong independent agent relationshipsConsistent underwriting discipline

Citizens Property

Xactimate
Tallahassee, Florida
Florida's insurer of last resortOne of the largest Florida property insurers

COUNTRY Financial

Xactimate
Bloomington, Illinois
Strong agricultural and rural rootsMidwest and western state focus

CSAA (AAA)

Xactimate
Walnut Creek, California
AAA insurance affiliateWestern U.S. focus

Erie

Xactimate
Erie, Pennsylvania
Regional carrier across 12 states and D.C.High customer satisfaction ratings

Farmers

Xactimate
Woodland Hills, California
Strong presence in western statesExclusive agent distribution model

FedNat

Xactimate
Sunrise, Florida
Florida-based property insurerHas experienced financial challenges

Florida Peninsula

Xactimate
Tampa, Florida
HCI Group subsidiaryFlorida-only homeowners insurer

Grange

Xactimate
Columbus, Ohio
Regional carrier with Ohio rootsIndependent agent distribution

HCI Group

Xactimate
Tampa, Florida
Parent company of TypTap InsuranceTechnology-driven approach

Heritage Insurance

Xactimate
Clearwater, Florida
Florida-focused property insurerOperates in catastrophe-exposed markets

Hippo

Austin, Texas
Smart home integration and proactive monitoringTechnology-driven underwriting

Homeowners Choice

Xactimate
Tampa, Florida
Part of HCI GroupFlorida residential property focus

Lemonade

New York, New York
AI-powered underwriting and claimsGiveback program donating unclaimed premiums

Liberty Mutual

Xactimate
Boston, Massachusetts
Top-five homeowners insurer nationallyOwns Safeco (independent agent channel)

Lighthouse Property

Xactimate
Boca Raton, Florida
Florida-focused property insurerIndependent agent distribution

MetLife

Xactimate
New York, New York
Global financial services companyHome/auto business now through Farmers/Zurich

Monarch National

Xactimate
Clearwater, Florida
Florida-domiciled property insurerResidential property focus

Nationwide

Xactimate
Columbus, Ohio
Fortune 100 mutual companyStrong Midwest and East Coast presence

Olympus Insurance

Xactimate
Clearwater, Florida
Florida residential property focusCitizens depopulation participant

Openly

Xactimate
Boston, Massachusetts
Technology-driven homeowners insuranceIndependent agent exclusive distribution

People's Trust

Xactimate
Deerfield Beach, Florida
Managed repair model with in-house contractorsFlorida-only homeowners insurer

Plymouth Rock

Xactimate
Woodbridge, New Jersey
Northeast regional focusNew Jersey, New York, Massachusetts markets

Prepared Insurance

Xactimate
Tampa, Florida
Florida residential property insurerIndependent agent distribution

Progressive

Xactimate
Mayfield Village, Ohio
Primarily known for auto insuranceHomeowners offered through partner carriers

Root

Columbus, Ohio
Primarily auto insurance focusedTelematics and data-driven pricing

Safeco

Xactimate
Boston, Massachusetts (parent company)
Liberty Mutual subsidiarySold exclusively through independent agents

SageSure

Xactimate
Jersey City, New Jersey
Managing general underwriter modelMulti-state catastrophe-exposed market focus

Security First

Xactimate
Ormond Beach, Florida
Florida-only homeowners insurerTechnology-driven claims process

Shelter

Xactimate
Columbia, Missouri
Regional carrier in 21 statesExclusive agent model

Southern Oak

Xactimate
Clearwater, Florida
Florida-only homeowners insurerIndependent agent distribution

State Farm

Xactimate
Bloomington, Illinois
Largest homeowners insurer by market shareCaptive agent model with local offices

The Hartford

Xactimate
Hartford, Connecticut
AARP partnership for homeowners insuranceStrong in the 50-plus demographic

Tower Hill

Xactimate
Gainesville, Florida
Florida-based property insurance groupIndependent agent distribution

Travelers

Xactimate
Hartford, Connecticut
Dow Jones component with strong financial ratingsSold exclusively through independent agents

TypTap

Xactimate
Tampa, Florida
AI-driven underwriting and claimsHCI Group subsidiary

Universal Insurance

Xactimate
Fort Lauderdale, Florida
Major Florida homeowners insurerPublicly traded on NYSE

USAA

Xactimate
San Antonio, Texas
Serves military families exclusivelyConsistently top-rated for claims satisfaction

Wawanesa

Xactimate
Winnipeg, Manitoba, Canada (U.S. operations in San Diego, California)
Canadian mutual insurer with U.S. presenceStrong in California and Oregon

West Bend

Xactimate
West Bend, Wisconsin
Upper Midwest regional carrierStrong independent agent relationships

Westfield

Xactimate
Westfield Center, Ohio
Regional mutual with community focusStrong independent agent network

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