SageSure
A managing general underwriter (MGU) specializing in residential property insurance in catastrophe-exposed states. SageSure partners with multiple carriers and distributes through independent agents in over 15 states.
Headquarters
Jersey City, New Jersey
Claims phone
Check carrier website for current claims number
Website
www.sagesure.comXactimate
Uses Xactimate for estimates
What SageSure is known for
- Managing general underwriter model
- Multi-state catastrophe-exposed market focus
- Partners with multiple carriers
Filing a claim with SageSure
Practical tips for restoration professionals working SageSure claims.
SageSure is an MGU, not a carrier. Identify the actual underwriting carrier on the policy declarations page for claims filing.
They operate in catastrophe-prone states. Document storm damage with timestamps and detailed photos.
Submit Xactimate estimates with state-specific pricing and code requirements.
The claims process runs through the underwriting carrier, not SageSure directly. Know who you are working with.
Working with SageSure in Xactimate
SageSure adjusters write their property damage estimates in Xactimate. When you receive their scope, you can import it into Xactimate and run a line-by-line comparison against your own estimate. Focus on missing line items, incorrect quantities, outdated pricing, and omitted code upgrades. If you start with a PDF estimate from SageSure, CapOut can convert it to an ESX file so you can load it directly into Xactimate for comparison.
Common deductible types
Frequently asked questions
SageSure is a managing general underwriter (MGU) that designs and distributes residential property insurance products through independent agents. They partner with multiple carriers to underwrite policies in catastrophe-exposed states.
Check the policy declarations page for the actual underwriting carrier, as SageSure is the MGU, not the insurer. File claims through the carrier listed on your policy. Visit sagesure.com for guidance.
SageSure operates in over 15 states, primarily in catastrophe-exposed markets along the Gulf Coast, Atlantic seaboard, and other storm-prone regions.
Convert your SageSure PDF to ESX
Upload a PDF estimate from SageSure. CapOut processes it and sends it directly to your Xactimate account.
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