People's Trust
A Florida-domiciled property insurer that uses a managed repair model, providing its own contractors to handle covered repairs. People's Trust focuses on homeowners insurance in Florida.
Headquarters
Deerfield Beach, Florida
Claims phone
Check carrier website for current claims number
Xactimate
Uses Xactimate for estimates
What People's Trust is known for
- Managed repair model with in-house contractors
- Florida-only homeowners insurer
- Vertically integrated claims process
Filing a claim with People's Trust
Practical tips for restoration professionals working People's Trust claims.
People's Trust uses a managed repair model where they provide their own contractors. Understand this before quoting the policyholder.
If the policyholder opts out of managed repair, the claims process and coverage terms may differ. Check the policy carefully.
Their managed repair contractors handle the Xactimate scope. Know what you are supplementing against.
Document the damage thoroughly in case the policyholder wants to negotiate the scope with their adjuster.
Working with People's Trust in Xactimate
People's Trust adjusters write their property damage estimates in Xactimate. When you receive their scope, you can import it into Xactimate and run a line-by-line comparison against your own estimate. Focus on missing line items, incorrect quantities, outdated pricing, and omitted code upgrades. If you start with a PDF estimate from People's Trust, CapOut can convert it to an ESX file so you can load it directly into Xactimate for comparison.
Common deductible types
Frequently asked questions
People's Trust provides its own pre-approved contractors to handle covered repairs. This managed repair model means the insurer controls the repair process, materials, and contractors.
Policy terms vary. Some People's Trust policies allow policyholders to opt out of managed repair, but the terms and coverage may differ. Check the specific policy for details.
Visit peoplestrustinsurance.com for current claims contact information. Their managed repair team handles the claims and repair process.
Convert your People's Trust PDF to ESX
Upload a PDF estimate from People's Trust. CapOut processes it and sends it directly to your Xactimate account.
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