Progressive

Best known for auto insurance, Progressive also writes homeowners policies through partnerships and its own products. Progressive HomeQuote Explorer helps customers compare homeowners insurance options.

Headquarters

Mayfield Village, Ohio

Claims phone

800-776-4737

Website

www.progressive.com

Xactimate

Uses Xactimate for estimates

What Progressive is known for

Primarily known for auto insurance
Homeowners offered through partner carriers
Growing property insurance presence

Filing a claim with Progressive

Practical tips for restoration professionals working Progressive claims.

Progressive homeowners policies may be underwritten by partner carriers. Identify the actual underwriter before filing a claim.

The claims process varies depending on which carrier underwrites the policy. Check the declarations page.

If the policy is underwritten by a partner, the claims phone number may be different from Progressive's main line.

Have your Xactimate scope ready regardless of which carrier underwrites the policy.

Working with Progressive in Xactimate

Progressive adjusters write their property damage estimates in Xactimate. When you receive their scope, you can import it into Xactimate and run a line-by-line comparison against your own estimate. Focus on missing line items, incorrect quantities, outdated pricing, and omitted code upgrades. If you start with a PDF estimate from Progressive, CapOut can convert it to an ESX file so you can load it directly into Xactimate for comparison.

Common deductible types

Flat dollarPercentage-based wind/hail

Frequently asked questions

Progressive offers homeowners insurance both through its own products and through partner carriers. Check your policy declarations page to see which company actually underwrites your coverage.

Call 800-776-4737 or file online at progressive.com. If your policy is underwritten by a partner carrier, you may be directed to that carrier's claims process.

Progressive and its partner carriers use Xactimate for property damage estimates. Confirm the process with the specific underwriter listed on your policy.

Convert your Progressive PDF to ESX

Upload a PDF estimate from Progressive. CapOut processes it and sends it directly to your Xactimate account.

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