Tower Hill

A Florida-based property insurance group that underwrites homeowners policies in Florida and several other southeastern states. Tower Hill operates through independent agents and managing general agents.

Headquarters

Gainesville, Florida

Claims phone

Check carrier website for current claims number

Website

www.thig.com

Xactimate

Uses Xactimate for estimates

What Tower Hill is known for

Florida-based property insurance group
Independent agent distribution
Multi-state southeastern presence

Filing a claim with Tower Hill

Practical tips for restoration professionals working Tower Hill claims.

Tower Hill adjusters are experienced with Florida-specific damage types and building codes. Include code upgrade items when applicable.

They distribute through independent agents and MGAs. Use the agent relationship to facilitate communication.

Submit Xactimate estimates with detailed documentation, especially for water intrusion and hurricane damage.

Follow up on supplement submissions promptly to keep the process on track.

Working with Tower Hill in Xactimate

Tower Hill adjusters write their property damage estimates in Xactimate. When you receive their scope, you can import it into Xactimate and run a line-by-line comparison against your own estimate. Focus on missing line items, incorrect quantities, outdated pricing, and omitted code upgrades. If you start with a PDF estimate from Tower Hill, CapOut can convert it to an ESX file so you can load it directly into Xactimate for comparison.

Common deductible types

Percentage-based hurricaneFlat dollar non-hurricane

Frequently asked questions

Tower Hill primarily operates in Florida with presence in several other southeastern states. Check thig.com for state availability.

Visit thig.com for current claims contact information, or contact your independent agent or managing general agent.

Yes. Tower Hill adjusters use Xactimate for property damage estimates.

Convert your Tower Hill PDF to ESX

Upload a PDF estimate from Tower Hill. CapOut processes it and sends it directly to your Xactimate account.

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