Openly

A technology-driven homeowners insurance company sold exclusively through independent agents. Openly focuses on providing a modern, digital-first experience for agents and homeowners in select states.

Headquarters

Boston, Massachusetts

Claims phone

Check carrier website for current claims number

Xactimate

Uses Xactimate for estimates

What Openly is known for

  • Technology-driven homeowners insurance
  • Independent agent exclusive distribution
  • Modern digital platform for agents

Filing a claim with Openly

Practical tips for restoration professionals working Openly claims.

Openly is a newer, tech-forward carrier. Expect digital-first processes for claims and documentation.

They distribute exclusively through independent agents. The agent relationship can help facilitate claims.

Submit Xactimate estimates with complete documentation through their digital platform.

Openly is expanding into more states. Verify coverage availability and specific policy terms for your market.

Working with Openly in Xactimate

Openly adjusters write their property damage estimates in Xactimate. When you receive their scope, you can import it into Xactimate and run a line-by-line comparison against your own estimate. Focus on missing line items, incorrect quantities, outdated pricing, and omitted code upgrades. If you start with a PDF estimate from Openly, CapOut can convert it to an ESX file so you can load it directly into Xactimate for comparison.

Common deductible types

Flat dollarPercentage-based wind/hail

Frequently asked questions

Openly is a technology-driven homeowners insurance company sold exclusively through independent agents. They aim to provide a modern experience for both agents and policyholders.

Visit openly.com for current claims contact information, or contact your independent agent. Openly uses a digital-first approach to claims management.

Openly is available in select states and is expanding. Check openly.com or contact an independent agent for current state availability.

Convert your Openly PDF to ESX

Upload a PDF estimate from Openly. CapOut processes it and sends it directly to your Xactimate account.

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