FedNat

A Florida-based property insurer that has historically served homeowners in Florida and several other states. FedNat has faced financial challenges and policyholders should verify current status.

Headquarters

Sunrise, Florida

Claims phone

Check carrier website for current claims number

Xactimate

Uses Xactimate for estimates

What FedNat is known for

  • Florida-based property insurer
  • Has experienced financial challenges
  • Verify current operational status

Filing a claim with FedNat

Practical tips for restoration professionals working FedNat claims.

FedNat has faced financial difficulties. Verify the company's current status and whether your policy is still active before proceeding.

If the policy has been assumed by another carrier, file claims through the assuming company.

Have your Xactimate scope ready and document everything thoroughly regardless of the carrier's status.

Consult the Florida Office of Insurance Regulation for the latest information on FedNat policies.

Working with FedNat in Xactimate

FedNat adjusters write their property damage estimates in Xactimate. When you receive their scope, you can import it into Xactimate and run a line-by-line comparison against your own estimate. Focus on missing line items, incorrect quantities, outdated pricing, and omitted code upgrades. If you start with a PDF estimate from FedNat, CapOut can convert it to an ESX file so you can load it directly into Xactimate for comparison.

Common deductible types

Percentage-based hurricaneFlat dollar non-hurricane

Frequently asked questions

FedNat has experienced financial challenges. Check the Florida Office of Insurance Regulation or fednat.com for the most current information about their operational status and policy servicing.

If FedNat policies were assumed by another carrier, your claims should be filed through the assuming company. Check your most recent policy documents or contact the Florida OIR.

FedNat historically used Xactimate for property damage estimates. If your policy has been transferred, the assuming carrier likely continues using Xactimate.

Convert your FedNat PDF to ESX

Upload a PDF estimate from FedNat. CapOut processes it and sends it directly to your Xactimate account.

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