Xactimate Certification Guide
Xactimate certifications validate your proficiency with the industry-standard estimating software used by insurance carriers, adjusters, and contractors. This guide covers the certification tiers and what they demonstrate.
Prerequisites
- Access to Xactimate software (subscription required through Xactware/Verisk)
- Working knowledge of Xactimate for estimating insurance claims
Exam details
Xactimate certifications are administered through Xactware's certification program. Exams are proctored and test practical proficiency with the software, including estimating, sketching, and using pricing databases. Check xactware.com for current exam formats and registration.
Cost
Check the Xactware website (xactware.com) for current certification exam pricing. Separate from the Xactimate software subscription cost.
Renewal period
Xactimate certifications may need to be updated when major software versions are released. Check xactware.com for current renewal and version-update policies.
Continuing education
Xactware does not publish a traditional CE requirement, but staying current with software updates and new features is essential for maintaining practical proficiency. Check xactware.com for any formal CE policies.
Career relevance
Xactimate is the dominant estimating software in insurance restoration. Carriers write estimates in Xactimate. Adjusters review estimates in Xactimate. If you cannot use Xactimate proficiently, you are at a disadvantage on every insurance claim you touch. Certification proves your proficiency to employers, carriers, and clients.
The Industry-Standard Estimating Software
Xactimate is the dominant estimating platform in the insurance restoration industry, and certification validates your ability to use it proficiently. Developed by Xactware (a Verisk company), Xactimate is used by insurance carriers, adjusters, contractors, and public adjusters to create, review, and negotiate property damage estimates. Xactimate certification proves you can navigate the software, build accurate estimates, and use its features effectively.
This guide covers the Xactimate certification program itself. For a deeper dive into Xactimate features, estimating best practices, and how the software fits into the claims workflow, see the CapOut blog.
Certification Tiers
Xactware offers certification at multiple proficiency levels. The Level 1 certification validates foundational proficiency: navigating the software, selecting line items, building a basic estimate, and using the sketch tool. Higher levels test more advanced skills, including complex estimates, macros, and workflow efficiency.
Check xactware.com for the current certification tier structure, as Xactware periodically updates their program.
Why Certification Matters
Xactimate proficiency directly affects your bottom line. An estimator who knows the software well writes more accurate scopes, catches line items that less experienced users miss, and produces estimates that stand up to carrier review. When your estimate is thorough and formatted correctly, supplements get approved faster and payment cycles shorten.
For adjusters and estimators seeking employment, Xactimate certification is a differentiator on your resume. Adjusting firms and restoration companies hiring estimators look for certified candidates because it reduces onboarding time and training costs.
How to Get Certified
Visit xactware.com for current certification options, exam registration, and pricing. Xactware also offers training courses and practice materials to help you prepare for the certification exams. Start with Level 1 if you are new to the certification program.
Frequently asked questions
Xactimate certification is a proficiency credential administered by Xactware (a Verisk company). It validates that you can use Xactimate estimating software to create accurate, complete insurance restoration estimates. Certifications are tiered by proficiency level.
No. You can use Xactimate with a subscription regardless of certification status. However, certification demonstrates verified proficiency, which matters when applying for adjusting positions, joining vendor networks, or building credibility with carriers.
Yes. CapOut has a more detailed blog post covering Xactimate certification. This certification guide provides a focused overview of the credential itself, including exam details, costs, and career relevance.
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